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Mortgage Rates

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Conventional Program Rate APR
30 Year Fixed 4.000% 4.120%

APRs are calculated using loan amounts of $150,000.

Lending Rates

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New and Used Auto (2005+) APR
3.49%*
 

Savings Rates

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Think Big Account Rate APY
Think Big Checking ($0 - $999.99) 3.928% 4.000%
 

Rates are subject to change without notice.
(APR) Annual Percentage Rate
(APY) Annual Percentage Yield

* Rate includes .25% auto payment discount

Security Center

Banking

NCUA Insurance and Equal Housing Lender

NCUA - National Credit Union Administration

NCUA Share Insurance

  • Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
  • Independent U.S. Government agency that regulates, charters and insures the nation's federal credit unions
  • Credit Union shares are insured by the National Credit Union Share Insurance Fund (NCUSIF)
  • Not one penny of insured savings has ever been lost by a member of a federally insured credit union
  • The fund is currently at the strongest and best reserved level in its history
  • Individual Retirement Accounts (IRAs) are insured separately from regular share accounts to $250,000. 

As a member of Eli Lilly Federal Credit Union you have certain rights and are protected when applying for any type of loan, including special rights when applying for a mortgage loan.

Eli Lilly Federal Credit Union is an Equal Housing Lender

We Do Business In Accordance With Federal Fair Lending Laws

UNDER THE FEDERAL FAIR HOUSING ACT, IT IS ILLEGAL, ON THE BASIS OF RACE, COLOR, NATIONAL ORIGIN RELIGION, SEX, HANDICAP, OR FAMILIAL STATUS (HAVING CHILDREN UNDER THE AGE OF 18) TO:

Deny a loan for the purpose of purchasing, constructing, improving, repairing or maintaining a dwelling, or deny any loan secured by a dwelling; or discriminate in fixing the amount, interest rate, duration, application procedures or other terms or conditions of such a loan, or in appraising property.

IF YOU BELIEVE YOU HAVE BEEN DISCRIMINATED AGAINST, YOU SHOULD SEND A COMPLAINT TO:

Assistant Secretary for Fair Housing and Equal Opportunity
Department of Housing and Urban Development
Washington, D.C. 20410

For processing under the Federal Fair Housing Act send to:

National Credit Union Administration
Office of Examination and Insurance
1775 Duke Street, Alexandria, VA 22314-3428

UNDER THE EQUAL CREDIT OPPORTUNITY ACT, IT IS ILLEGAL TO DISCRIMINATE IN ANY CREDIT TRANSACTION:

  • On the basis of race, color, national origin, religion, sex, marital status, or age,
  • Because income is from public assistance, or
  • Because a right was exercised under the Consumer Credit Protection Act.

IF YOU BELIEVE YOU HAVE BEEN DISCRIMINATED AGAINST, YOU SHOULD SEND A COMPLAINT TO:

National Credit Union Administration
Office of Examination and Insurance
1775 Duke Street, Alexandria, VA 22314-3428


Notice of Changes in Temporary NCUA Insurance Coverage for Transaction Accounts

All funds in a "noninterest-bearing transaction account" are insured in full by the National Credit Union Administration through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to members under the NCUA's general share insurance rules.

The term "noninterest-bearing transaction account" includes a traditional share draft account (or demand deposit account) on which the insured credit union pays no interest or dividend. It does not include any transaction account that may earn interest or dividends, a negotiable order of withdrawal ("NOW") account, money-market deposit account, and Interest on Lawyers Trust Account ("IOLTA"), even if share drafts may be drawn on the account. For more information about temporary NCUA insurance coverage of transaction accounts, visit www.ncua.gov.


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