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Mortgage Rates

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Conventional Program Rate APR
30 Year Fixed 4.000% 4.120%

APRs are calculated using loan amounts of $150,000.

Lending Rates

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New and Used Auto (2005+) APR
3.49%*
 

Savings Rates

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Think Big Account Rate APY
Think Big Checking ($0 - $999.99) 3.928% 4.000%
 

Rates are subject to change without notice.
(APR) Annual Percentage Rate
(APY) Annual Percentage Yield

* Rate includes .25% auto payment discount

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News

RSS ELFCU Named to Best Places to Work in Indiana
Published: Tuesday, February 21, 2012
For the third year in a row, ELFCU has been honored with a “Best Places to Work in Indiana” award presented to employers who create a productive environment in which employees feel valued. The top companies in the state are determined through employer reports and comprehensive employee surveys.

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Certificate Specials are Back: Act Quickly for Best Rates
Published: Friday, February 17, 2012

If you’ve been waiting and watching for our Certificate Specials, you’ll be glad to know we’re offering special rates and terms for a limited time.



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Important Tax Update for ELFCU Wealth Management Clients
Published: Friday, February 10, 2012
All 1099’s will be mailed on February 22, 2012.   This extension attempts to minimize the number of corrected 1099s resulting from amended reporting sent by investment companies.

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Members Auto Source Seminars: Finding Your Fair Trade Value and Your Next Vehicle
Published: Thursday, February 9, 2012

Used vehicles are in high demand and may increase in value this year. If you have one you want to sell or trade against a new or another used vehicle, how do you determine what your current vehicle is worth? Members Auto Source (MAS), the credit union’s preferred auto buying experts, can help.



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*THIS SPECIAL HAS EXPIRED* At Work Introduces 15-Year Mortgage Special for Limited Time
Published: Friday, February 3, 2012

Mortgage rates remain at historic lows, and we’ve slashed our closing costs on our 15-year home loan option. If you haven’t refinanced from another financial institution, this might be the offer you’ve been waiting for. Reduce your mortgage term now with our 15-Year Mortgage Special*.  [This limited time special is no longer available. Thanks to all for your interest in the credit union's mortgage program.]



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For New or Seasoned Members: Significant Savings on Auto Financing
Published: Friday, February 3, 2012
We want to help all members stop paying too much for their cars. That’s why we’re offering all new members of At Work Financial Services a special benefit—a discount of .50% on the APR* of a new or used auto loan or refinance from another financial institution during the first six months of membership. Been a member for while? Ask about the Go Green discount which offers members a rate reduction for fuel-efficient vehicle purchases.

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My Deposit Single Sign-On Coming to eBranch
Published: Wednesday, February 1, 2012
As AWFS rolled out My Deposit last summer, we heard from many members requesting a single sign-on option within eBranch. We’re pleased to announce that feature will soon be ready for your convenience.

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Stop Paying Too Much for Your Car
Published: Wednesday, January 25, 2012
Tired of feeling like you’re paying too much for your auto loan? Refinance your vehicle now! We can lower your payment and save you money every month.

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