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Mortgage Rates

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Conventional Program Rate APR
30 Year Fixed 3.750% 3.870%

APRs are calculated using loan amounts of $150,000.

Lending Rates

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New and Used Auto (2005+) APR
3.24%*
 

Deposit Rates

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Money Market Savings Rate APY
$0 - $9,999 0.099% 0.100%
 

Rates are subject to change without notice.
(APR) Annual Percentage Rate
(APY) Annual Percentage Yield

* Rate includes .25% auto payment discount

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News

RSS No Need to Delay Estate Planning
Published: Friday, May 27, 2011
The percentage of Americans who have estate planning documents such as wills, trusts or power of attorney dropped to 51% in 2009 from 64% in 2007. The survey from Lawyers.com cites the economic downturn as a possible reason for the decline. People are more concerned with immediate needs than planning for the future.

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ATM and Debit Card Issues Resolved
Published: Tuesday, May 24, 2011

Thank you for your patience yesterday as CO-OP Network, the partner that handles debit card and ATM transactions for our membership, experienced a service outage due to weather-related issues.  CO-OP Network worked on the problem with extreme urgency and has resolved the issues with debit and ATM transactions.  We sincerely apologize for the inconvenience this outage may have caused you.  We appreciate your business!



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ATM and Debit Card Outage
Published: Monday, May 23, 2011

Due to weather-related issues overnight, CO-OP Network, the partner that handles debit card and ATM transactions for our membership, is experiencing a service outage.  CO-OP Network is working on the problem with extreme urgency. Until the issue is resolved, please be aware that you may not be able to complete debit and ATM transactions. We will keep you updated regarding this matter, and we sincerely apologize for the inconvenience. 



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ELFCU’s Cars for Kids Continues!: Stop Here for Your Loan and a Donation
Published: Tuesday, May 17, 2011
For every vehicle we finance from April 21 through June 30, 2011, we’ll donate $50 to Riley Hospital for Children, up to a grand total of $10,000. That translates to 200 cars in 70 days. Will yours be one of them?

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Michaels Stores Reports Credit and Debit Card Data Compromise
Published: Thursday, May 12, 2011

National arts and crafts retailer Michaels Stores, based in Irving, Texas, has reported a potential credit and debit card compromise. The company believes PIN pad tampering occurred at Chicago-area stores, which may have compromised consumer credit and debit card information, potentially including PINs. Fraudulent transactions were reported over the weekend of April 30-May 1, 2011, which initiated an investigation.



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Look Straight Ahead to Home Ownership
Published: Monday, May 9, 2011
Yes, buying a house is still a great deal in 2011! With average U.S. home prices even lower than they were a year ago*, now is the time to buy. Mortgage rates remain extremely low, as well. If you or someone you know is graduating, getting a job, and ready to make a sound investment versus renting, ELFCU’s First-Time Homebuyer Program clearly is the answer.

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Go Green, Buy Smart as Gas Prices Travel Higher
Published: Wednesday, May 4, 2011

Where are gas prices headed next? Some analysts predict $6 a gallon or higher by summertime. In the spirit of Smart Money, At Work wants to help members find greener alternatives. We have three programs in place that make good sense for drivers seeking more economical and environmentally-friendly auto buying decisions.



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Calling All Bikers to AWFS!
Published: Wednesday, May 4, 2011
Whether you’re serious Sturgis material or just a beginning motorcycle enthusiast, we want to help you support your hobby. And these days, a motorcycle represents far more than recreation. It can also stand for a greener footprint and more cash in your pocket as gas prices soar this spring and summer.

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