Mortgage rates remain at historic lows, and we’ve slashed our closing costs on our 15-year home loan option. If you haven’t refinanced from another financial institution, this might be the offer you’ve been waiting for. Reduce your mortgage term now with our 15-Year Mortgage Special*. [This limited time special is no longer available. Thanks to all for your interest in the credit union's mortgage program.]

You’ll enjoy flat-rate closing costs at just $750^{^} — highly discounted from the current market average. Save on closing costs so you can invest in your home, either existing or new.

This is a limited time offer At Work will grant on a first come; first served basis. Don’t miss the opportunity to get a shorter term, discounted closing costs, a competitive rate, and the priceless mortgage expertise and support for which your credit union is known. Consider all of it a special package deal exclusive to members seeking to refinance or buy a home with a mortgage beyond the traditional 30-year option.

To explore this smart money solution, call our Mortgage Hotline today at 317.277.8226 or 800.561.9433.

Rates are subject to change daily; special does not apply to ELFCU refinances.

*Loan example: A 15-year mortgage loan for $150,000 with a fixed Annual Percentage Rate of 3.455% would have a monthly payment of $1,063.14, no points and closing costs of $750. Example assumes property is based in Indiana, FICO score of 740 or greater and loan to value of 80% for a single family primary residence.